I have a poor memory, and I don’t know why. I know it’s not from lack of deposits. The bank should be full, but the retrieval process can be unbearably slow. So much so, I wonder sometimes if someone has hacked into my account and stolen my most significant wealth. Nothing is more valuable than your memories. I hope when I get farther along I don’t find I have been investing in a Ponzi scheme. Wouldn’t it be terrible to spend your life investing in so many priceless memories, only to find in the end, like so many hard luck stories before you, there is nothing in the bank.